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How it Works

Your credit can be fixed in months...NOT years

Our Credit Experts will coach you on the following:

  • How to build great credit
  • How to efficiently raise your credit score
  • How to responsibly use and maintain credit
  • How to consistently increase and maintain a good credit score once it is established
Contact Us Today!

How Does Credit Repair Work?

You have the right to dispute anything on your credit report that appears to be inaccurate, outdated, erroneous or unverifiable…that’s the law. All creditors are obligated to prove the information on your credit report is accurate and correct any and all violations of the law.

If a creditor is unable to perform under the strict guidelines of the law, they must remove the account from your credit report.

All Credit Reports Contain Violations, Including Yours

The United States government began writing laws to protect you from creditors and the credit bureaus beginning in the 1970’s. Today there are dozens of state and federal laws creditors and credit bureaus have a difficult time following.

An account such as a collection, charge off, tax lien, short sale, foreclosure, auto repossession, even a bankruptcy can contain dozens of violations making it inaccurate, outdated, erroneous, or unverifiable. In other words…illegal

We use these laws to legally and permanently remove items from your credit report.

What if the negative items on your credit report are really yours?

Even derogatory events that belong to you must meet strict legal guidelines. Just because something is added to your credit report doesn’t mean it complies with the law. If the creditor can’t verify the account and correct the errors it’s on your account illegally.

 

Illegal items must be deleted - No if ands or buts

When our team of seasoned FICO Pros, paralegals and dispute processors examine your credit report we’ll identify the violations and create a detailed written dispute on your behalf.

To make it challenging for the creditor we’ll provide them with the specific state or federal law they’re violating, why they must remove the item, and the legal consequences established by case law if they don’t respond immediately.

Many of our clients see a 50 to 150 Point Credit Score Increase

Everyone’s credit report is different yet most of our clients get a significant improvement in their credit report and and credit score in as little as 90 to 180 days.

Your credit can be fixed in months...NOT years

We dispute all of your negative items at once. Nearly all credit repair companies charge an ongoing monthly fee even if they don’t delete a single item. They dispute only two or three items per month dragging your credit repair out for years to keep you paying. We don’t do that.

We Are 100% Paid on Performance

No Monthly Fees

You pay only for the items we delete or repair! This is virtually unheard of in the credit repair industry where customer are charged ongoing monthly fees with no idea how much their repair will cost and when it will be finished.

High Success Rate

Our unique Paid On Performance system combined with disputing all your negative items at once delivers two amazing results.

Pricing

We’ll conduct a free credit consultation and provide an estimate over the phone. If you don’t have a recent three bureau credit report we can order one for you. The credit bureaus charge $4.95 for a complete three bureau report and it will not create a hard inquiry.

If you would like to become a client after your consultation:

There’s a one time credit audit fee of $147 to create your account and dispute strategy. Enroll your spouse for only $97.

We’ll send an invoice every month for the items we’ve successfully deleted. Clients can remit their invoices in full or pay off their balance in monthly installments of $150 until a zero balanced is reached. There is no interest charged for choosing the monthly installment option.

GET StARTED RIGHT NOW!

Call us for a free credit repair consultation

800-475-7267

We hold ourselves to the highest regulatory standards. We comply with CROA (Credit Repair Organizations Act), The Federal Trade Commission, and are registered with the Department of Justice and the California Attorney General. Bonded & Insured

Don't Take Our Word For It..

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